Effective Date: March 12, 2026
Welcome to https://homereliancecapital.com (the "Website"), operated by Home Reliance Capital Corp. ("Company," "we," "our," or "us"). By accessing or using this Website, you agree to comply with and be bound by the following Terms of Service ("Terms").
If you do not agree with these Terms, please do not use the Website.
1. Mortgage Brokerage Services
Home Reliance Capital Corp. provides mortgage brokerage services to assist borrowers in obtaining mortgage financing through a network of lenders.
Mortgage loans are subject to:
- lender approval
- underwriting guidelines
- property eligibility
- applicable federal and state regulations
Submission of information through the Website does not guarantee loan approval or specific loan terms.
2. Use of the Website
By using this Website, you agree that:
- You are at least 18 years old
- The information you provide is accurate and truthful
- You will not use the Website for fraudulent or unlawful purposes
We reserve the right to restrict or terminate access if misuse is suspected.
3. Information Submitted Through the Website
When you submit information through the Website, you acknowledge that:
- The information may be used to evaluate potential mortgage options
- Your information may be shared with lenders, loan processors, and service providers involved in the mortgage process
- Submission of information does not automatically constitute a formal loan application
4. Consent to Contact
By submitting information through this Website, you consent to being contacted by Home Reliance Capital Corp. via:
- phone calls
- text messages
regarding mortgage products or services.
Consent is not required as a condition of obtaining credit.
5. Third-Party Services
The mortgage process may involve third-party service providers including:
- lenders
- title companies
- appraisal companies
- credit reporting agencies
These third parties operate independently and may have their own policies and terms.
6. Intellectual Property
All content on this Website including text, graphics, logos, and design elements are the property of Home Reliance Capital Corp. and are protected by copyright and intellectual property laws.
7. Disclaimer
Information provided on this Website is for informational purposes only and should not be considered financial, legal, or tax advice.
Mortgage rates, loan programs, and availability may change without notice.
8. Limitation of Liability
To the fullest extent permitted by law, Home Reliance Capital Corp. shall not be liable for damages resulting from:
- use of the Website
- reliance on information provided
- interactions with lenders or service providers
9. Privacy
Use of this Website is also governed by our Privacy Policy, which explains how personal information is collected and used.
10. Changes to These Terms
We may update these Terms of Service at any time. Updates will be posted on this page with a revised effective date.
11. Governing Law
These Terms shall be governed by the laws of the State of New York.
12. Contact Information
Home Reliance Capital Corp.
Website: https://homereliancecapital.com
Email: m.stack@hrcloans.com
Phone: (631) 676-3162